أطلقت التأمينات الاجتماعية منتج «جمعية GOSI»، التي تتيح من خلاله للمتقاعدين تمويل احتياجاتهم عبر الاشتراك في جمعيات مالية تضم عددًا من المشتركين لفترة زمنية محددة، وإدارة التزاماتهم المالية بمرونة.
وأوضحت أن «GOSI» منتج مبتكر يمكّن المتقاعدين من تحقيق أهدافهم المالية بشكل ميسر، عبر جمعيات قصيرة الأمد، ويمكن للمتقاعد الاشتراك بمبلغ مالي محدد في جمعية تضم عددًا محددًا من المتقاعدين، ويساهم كلٌ منهم بمبلغ ثابت يُستقطع من معاشه الشهري بشكل تلقائي ومباشر لمدة معينة، ويتم دفع كامل مبلغ المساهمة لأحد الأعضاء في بداية كل شهر، حسب ترتيبه الشهري المحدد مسبقًا.
وأبانت التأمينات أن المنتج يوفر تجربة سلسة في إجراءات التسجيل والاستقطاع دون أية تعقيدات، ما يتيح للمتقاعدين المشمولين بنظام التقاعد المدني أو العسكري أو التأمينات الاجتماعية الاشتراك في المنتج.
وأكدت أن المنتج مُجاز من الناحية الشرعية، ويوفر اشتراكات مرنة تتراوح بين 250 ريالًا لأقل قسط اشتراك، و3333 ريالًا لأعلى قسط بما يتلاءم مع المعاش التقاعدي الشهري، وذلك عبر نوعين من الجمعيات، الأولى مدتها 6 أشهر، والثانية 12 شهرًا، فيما يوفر المنتج 9 أنواع من الجمعيات تتراوح قيمتها ما بين 3000 إلى 40 ألف ريال، مما يوفر للمتقاعدين حلولًا مرنة ومتنوعة، لافتة إلى إمكانية المشاركة في أكثر من جمعية في حال كان المشترك مؤهلًا لذلك، كما يمكن للمشارك الانسحاب من الجمعية قبل اكتمال مقاعد التسجيل فيها أو قبل تفعيلها.
وأشارت التأمينات الاجتماعية إلى أن التسجيل في المنتج متاح فقط من خلال تطبيق GOSI، و يمكن للمتقاعد اختيار الجمعية التي يريد الانضمام إليها، والشهر الذي يريد الانضمام فيه، وإكمال بقية الخطوات، لافتة إلى وجود فريق دعم عملاء للرد على استفسارات المشتركين وتقديم المساعدة لهم.
إطلاق «جمعية GOSI» لتوفير حلول مالية مرنة للمتقاعدين
8 سبتمبر 2025 - 18:06
|
آخر تحديث 8 سبتمبر 2025 - 18:06
تابع قناة عكاظ على الواتساب
«عكاظ» (الرياض) okaz_online@
The Social Insurance launched the "GOSI Association" product, which allows retirees to finance their needs by subscribing to financial associations that include a number of participants for a specified period, managing their financial commitments flexibly.
It clarified that "GOSI" is an innovative product that enables retirees to achieve their financial goals easily through short-term associations. A retiree can subscribe with a specific amount of money to an association that includes a defined number of retirees, with each contributing a fixed amount that is automatically deducted from their monthly pension for a certain period. The total contribution amount is paid to one of the members at the beginning of each month, according to their predetermined monthly order.
The Social Insurance indicated that the product provides a seamless experience in the registration and deduction processes without any complications, allowing retirees covered by the civil or military retirement system or social insurance to subscribe to the product.
It confirmed that the product is Sharia-compliant and offers flexible subscriptions ranging from 250 riyals for the lowest subscription installment to 3333 riyals for the highest installment, in line with the monthly retirement pension. This is available through two types of associations: the first lasts for 6 months, and the second for 12 months. The product offers 9 types of associations with values ranging from 3000 to 40,000 riyals, providing retirees with flexible and diverse solutions. It noted the possibility of participating in more than one association if the subscriber is eligible for that, and participants can withdraw from the association before all registration spots are filled or before it is activated.
The Social Insurance indicated that registration for the product is only available through the GOSI application, where retirees can choose the association they wish to join, the month they want to join in, and complete the remaining steps. It also pointed out that there is a customer support team available to respond to subscribers' inquiries and provide assistance.
It clarified that "GOSI" is an innovative product that enables retirees to achieve their financial goals easily through short-term associations. A retiree can subscribe with a specific amount of money to an association that includes a defined number of retirees, with each contributing a fixed amount that is automatically deducted from their monthly pension for a certain period. The total contribution amount is paid to one of the members at the beginning of each month, according to their predetermined monthly order.
The Social Insurance indicated that the product provides a seamless experience in the registration and deduction processes without any complications, allowing retirees covered by the civil or military retirement system or social insurance to subscribe to the product.
It confirmed that the product is Sharia-compliant and offers flexible subscriptions ranging from 250 riyals for the lowest subscription installment to 3333 riyals for the highest installment, in line with the monthly retirement pension. This is available through two types of associations: the first lasts for 6 months, and the second for 12 months. The product offers 9 types of associations with values ranging from 3000 to 40,000 riyals, providing retirees with flexible and diverse solutions. It noted the possibility of participating in more than one association if the subscriber is eligible for that, and participants can withdraw from the association before all registration spots are filled or before it is activated.
The Social Insurance indicated that registration for the product is only available through the GOSI application, where retirees can choose the association they wish to join, the month they want to join in, and complete the remaining steps. It also pointed out that there is a customer support team available to respond to subscribers' inquiries and provide assistance.
