«ساما» يوجّه البنوك بـ 7 تعليمات لمنع تأخر الرواتب والدعم

A circular issued by the Saudi Central Bank (SAMA) to all local banks and financial institutions (which "Okaz" has reviewed) revealed details of the mechanisms and procedures for depositing and transferring financial support and salaries of employees in various entities to carry out operations on time without delay, emphasizing the necessity for banks to adhere to recent directives:

The seven directives included the necessity to comply with the following: "Depositing and transferring salaries and support received from various entities and government salaries received through the central bank immediately upon completing their data, verifying the availability of qualified human resources and the necessary technical resources, and enhancing the readiness of monitoring system performance from a technical and operational standpoint during salary and support deposit and transfer operations, in order to take necessary actions, and to develop alternative plans for depositing them without delay in case of any technical issues, in addition to conducting necessary evaluations for any changes or operations on the systems, and ensuring that they do not affect the bank's systems during the salary and support deposit and transfer period, while informing SAMA in case of any difficulties in the deposit process through a Treasury Support Message via the Saudi Rapid Financial Transfers system, clarifying the reasons for the delay and specifying the expected deposit time to raise the necessary reports to the relevant authorities."

The directives also included: "Establishing an appropriate mechanism for internal escalation of issues that prevent or delay the salary and support deposit and transfer process, while informing the executive management for operational resilience at SAMA immediately upon the occurrence of any technical issue that may prevent or delay the salary and support deposit and transfer process, clarifying its nature and the actions taken to address it, and informing the central bank in case of any difficulties in the deposit of government salaries received through the central bank: before 11 AM on the same day of the deposit."

Banks will be required to provide SAMA within 3 working days with detailed reports on the operations of depositing government salaries received through the central bank, including data on executed operations, returned operations, and providing the central bank with contact information for specialists in depositing government salaries received through the central bank.

• Ensuring salary disbursement:

- Immediate direct deposit

- Full technical readiness

- Ready alternative plans

- Immediate notification of difficulties