«الضمان الصحي»: تأمين بديل لتسهيل انتقال المستفيد بين التغطيات.. من المستفيد؟

The Saudi Health Insurance Council has announced the availability of an alternative insurance service to facilitate the beneficiary's transition between health coverage according to the approved regulations and procedures; supporting the continuity of coverage. This service allows the beneficiary to switch between coverages when entitled to more than one policy, and it is available for workers at the employer of the spouse or one of the parents, or when the beneficiary is included in the policy as a worker.

To benefit from the service, explicit approval from the employer holding the new policy is required according to the approved regulations and procedures, along with filling out the mandatory personal data, uploading the required documents, completing the complaint form, and submitting it through the Customer Relationship Management system. Additionally, a no-objection letter for the alternative insurance signed and stamped, along with proof of kinship, is required.

The steps to obtain the service include logging in via Nafath and selecting the service (No Objection Letter for Alternative Insurance) to obtain the form, determining whether the issuance of the letter is for (I wish to switch to an insurance policy as a dependent - I wish to transfer the insurance of one of the dependents to my insurance policy), then entering the required personal data and the beneficiaries' information, exporting the letter, and downloading it for signature and stamp from the alternative employer. Then, submit a request to transition to another insurance coverage and specify whether the beneficiary submitted the request themselves or on behalf of someone else, upload the supporting documents, and finally complete the procedure by submitting the application.